Real Estate Offers for Orange Park, Fleming Island and Jacksonville, Florida Provided by Mark Cole and the Cole Team

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School Reports in Orange Park, Fleming Island and Jacksonville, Florida

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Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Q	What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?
A	Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods.
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Mark Cole and the Cole Team, REALTOR®, real estate agents and broker for Orange Park, Fleming Island and Jacksonville, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Mark Cole and the Cole Team
Realty World Executive Group
3521 U.S. Hwy 17 Suite B
Fleming Island, FL 32003
904-707-2287
Fax: 904-215-1214
markcole1@NUMBER1EXPERT.com
Integrity, skill, care and diligence is what sets us apart from the crowd. Buying or selling a home is more than a sign, magazine ad or an internet posting. It takes knowledge and hard work to fulfill our customers needs. My success is that I personally care for every need of my customers. I am not happy until you, my customer are happy. My team works as hard as I do because I demand it. I will always make your needs my needs. Call today for a free consultation of you and your families home needs. Discover why "The Right Agent Makes All The Difference In The World"

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